Here at FrontPoint we pride ourselves on being extremely knowledgeable and completely transparent, so we get a lot of questions: about how our wireless, state-of-the-art systems work, or why 100 % cellular monitoring really is safer, or even why our patented “Crash & Smash” protection makes a FrontPoint system with advanced Interactive services virtually impossible to defeat. Another question that comes up a lot is about homeowner’s insurance, and how having a monitored alarm system can save you money.
It’s True, as Insurance Companies Will Tell You
Of the many claims made by various alarm companies, one is almost universal: that a monitored alarm system can provide a nice discount on your homeowner’s insurance policy, and partially offset your monthly monitoring fee. I have known this to be the case for over twenty years, but recently did some homework to reconfirm. Yup, it’s still true: the discounts are there, and they average roughly 15%, but can be higher. Here’s a blurb from the Wall Street Journal’s SmartMoney site, regarding home insurance savings:
Your central alarm system could save you hundreds on your annual premiums. Insurers will routinely give you 15% to 20% off for a fire and burglar alarm system hooked up to a third-party monitoring company. At The Hartford, you can get a 2% discount for deadbolt locks and a 2% discount for smoke alarms. Read More »

Today I’m focused on Crash and Smash, and what happens with a traditional alarm system, vs. a system with Smash and Crash protection. The good news? Someone figured a way to beat Crash and Smash, and that someone is 


Peter Rogers